Boonton, Denville and Mountain Lakes real estate and homes for sale in New Jersey - Nick Hajrulla, REALTOR® Nick Hajrulla REALTOR(r) for Boonton, Denville and Mountain Lakes, New Jersey real estate - NUMBER1EXPERT™ Nick Hajrulla NUMBER1EXPERT(tm) for Boonton, Denville and Mountain Lakes, New Jersey real estate
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Nick Hajrulla, REALTORŪ, real estate agent and broker for Boonton, Denville and Mountain Lakes New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Boonton, Denville and Mountain Lakes New Jersey home buying, real estate listings, and homes for sale in Morris County, NJ
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Boonton, Denville and Mountain Lakes area real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We will get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
Which nation, fueled by an oil and manufacturing boom, claims the world's longest building?

A 
The "Linear City" of Malasia is currently the longest.
See More Real Estate Trivia >

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Nick Hajrulla, REALTORŪ, real estate agent and broker for Boonton, Denville and Mountain Lakes New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Nustret "Nick" Hajrulla
Horizon Real Estate

408 Main St. Suite 401
Boonton NJ 07005
973-588-7333 =
973-865-1727
Fax: 973-588-7334
Email: Nick@realtornick.com

I am committed to serving you with honesty and integrity. I stand committed to these ideals because I am not in it for a fast sale. I want you to be customer for life! "I autograph my work with excellence."

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